First Time Buyer Mortgage

A mortgage is a loan secured against the value of a property to help you buy a home, pay for home improvements or to cover many other sorts of spending, for example, consolidating existing debts.

You can then choose whether to apply for a repayment or interest only mortgage. With a repayment mortgage you borrow for a fixed term and your repayments pay off the capital and interest. With an interest only mortgage your repayments pay off only the interest and you pay off the capital at the end of the term (for example with savings, a pension or an endowment policy, etc).

How much you can borrow and the cost of your repayments will depend upon your circumstances, the amount of time you take to pay back the loan and the type of interest rate product you choose.

Then why not contact us now, or ask us to contact you by clicking on the button below? Regardless of your circumstances, we may be able to help you.

Or, you want a mortgage right now? Why not provide us with your details, requirements, and specifications right away by clicking here and completing a simple form. We, in return, will provide you with a number of quotations selected from the entire range of mortgage products available from all the lenders in the UK based on your requirements and circumstances, after which we will advise you on the most suitable product for you.

Your home may be repossessed if you do not keep up repayments on your mortgage and other loans secured on it.